Now that I have left my job for my blog I am aiming to seriously cut down on costs in 2017. Self-employment comes with a great deal of uncertainty, not knowing where or when you next pay will come from is quite scary, especially when your mortgage payment is due! As a result I’ll be putting some tried and tested money saving tips into place.
Before making any purchase online try and find a discount code, you will be amazed by how many are out there. You may not always come across one but it doesn’t take long to run a quick google search and check sites such as Voucherism, When using Google I usually just search ‘*retailer name* discount code’. You will likely come across expired discounts which can be frustrating but when you find one that works, even if it’s just for free P&P, it’s a great feeling and often a great saving.
I’ve been making use of cashback sites for quite a while now, but I do tend to forget about them when making purchases on my phone. I’ve set my computer to pop up and alert me when there is cashback available on a site, I don’t think there is a way to do this on my phone so my aim for 2017 is to remember to utilise these sites more.
My cashback sites of choice are Quidco, where so far I have earned £130 in cashback, and Kidstart. Kidstart works in a slightly different way to most as all cashback goes into a savings account for your child rather than to you. While you aren’t saving money I thought it was worth mentioning as it is a lovely idea and Kidstart is one of the only cashback sites that I have come across who pay cashback on Amazon and eBay purchases.
We waste a lot of money on takeaways. After a long day the last thing that I want to do is cook a meal, and very often we just don’t have any food to create a meal from. We need to be more organised with meal planning and shopping lists. Now that I’m working from home I have more time to plan, prepare and cook. I intend to utilise my slow cooker more often and cook larger meals for tea so that I can have the leftovers for lunch the following day. Spencer has also started taking sandwiches to work instead of spending £2+ each day on takeaway lunches.
Always visit the reduced section when visiting the supermarket, but be careful, sometimes you can get a real bargain, other times it’s actually cheaper to buy the product in a 2 for £3 type of offer than to pay the £1.80 that it has been reduced to! I often pick up things like mince when I see them cheap and pop them in the freezer.
I am useless at coming up with meal plans so am hoping to take inspiration from blogs who regularly publish them, such as the below :
You never know, maybe when I get into the swing of things I’ll start publishing my own meal plan!
I hope that you found my money saving tips useful. Do you have any that I haven’t mentioned? Would you like to see regular weekly meal plans posted here? Warning – they will likely contain delicacies such as fish fingers & chips on a regular basis!