Finance Money Saving & Budget

Money Saving Plans for 2017

6th January 2017

*Post contains my personal referral codes, but isn’t sponsored*

Now that I have left my job for my blog I am aiming to seriously cut down on costs in 2017. Self-employment comes with a great deal of uncertainty, not knowing where or when you next pay will come from is quite scary, especially when your mortgage payment is due! As a result I’ll be putting some tried and tested money saving tips into place.

Before making any purchase online try and find a discount code, you will be amazed by how many are out there. You may not always come across one but it doesn’t take long to run a quick google search, I usually just search ‘*retailer name* discount code’. You will likely come across expired discounts which can be frustrating but when you find one that works, even if it’s just for free P&P, it’s a great feeling and often a great saving.

I’ve been making use of cashback sites for quite a while now, but I do tend to forget about them when making purchases on my phone. I’ve set my computer to pop up and alert me when there is cashback available on a site, I don’t think there is a way to do this on my phone so my aim for 2017 is to remember to utilise these sites more.

My cashback sites of choice are Quidco, where so far I have earned £130 in cashback, Kidstart and Boom25. Kidstart works in a slightly different way to most as all cashback goes into a savings account for your child rather than to you. While you aren’t saving money I thought it was worth mentioning as it is a lovely idea and Kidstart is one of the only cashback sites that I have come across who pay cashback on Amazon and eBay purchases. Boom25 gives you the chance to win your entire shop back, usually a 1 in 25 chance, even if you don’t win you usually receive a bonus for taking part.

Food Savings
We waste a lot of money on takeaways. After a long day the last thing that I want to do is cook a meal, and very often we just don’t have any food to create a meal from. We need to be more organised with meal planning and shopping lists. Now that I’m working from home I have more time to plan, prepare and cook. I intend to utilise my slow cooker more often and cook larger meals for tea so that I can have the leftovers for lunch the following day. Spencer has also started taking sandwiches to work instead of spending £2+ each day on takeaway lunches.

Always visit the reduced section when visiting the supermarket, but be careful, sometimes you can get a real bargain, other times it’s actually cheaper to buy the product in a 2 for £3 type of offer than to pay the £1.80 that it has been reduced to! I often pick up things like mince when I see them cheap and pop them in the freezer.

I am useless at coming up with meal plans so am hoping to take inspiration from blogs who regularly publish them, such as the below :

You never know, maybe when I get into the swing of things I’ll start publishing my own meal plan!

I hope that you found my money saving tips useful. Do you have any that I haven’t mentioned? Would you like to see regular weekly meal plans posted here? Warning – they will likely contain delicacies such as fish fingers & chips on a regular basis! 

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  • Reply Emma Shilton 6th January 2017 at 10:39 pm

    Thanks so much for the mention 🙂 x

  • Reply Becster 7th January 2017 at 8:50 am

    Food wastage is top of my list! I can't stand wasting food nor the money! Also one tip, if you haven't given Swagbucks a go then you could try that. I purchase all of my Argos stuff via their Shop and Earn facility to get the cashback.

    (Yes it's a referral link but if you fancy it -> 🙂

  • Reply Jessie-Ann Lewis 7th January 2017 at 9:41 am

    I was looking through my accounts last night and it's safe to say that Christmas has completely ruined me! I really need to start saving properly but at the moment I'm all over the place with work which makes it difficult. xx

    Jessie | allthingsbeautiful-x

  • Reply What the Redhead said 7th January 2017 at 5:27 pm

    I love saving money. It's probably my only hobby aside from blogging. I hate paying full price for anything – I look forward to seeing how you get on with this. Good luck lovely x

  • Reply Laura Brooks 8th January 2017 at 7:24 pm

    I was rubbish at saving but im getting better,,, I try not to waste food anymore and always look for bargains in most areas helpful post x

  • Reply Carolyn 24th February 2017 at 3:06 am

    Nice post! I think its time that I start my money saving plan and should start with what you shared here in this post. Thanks for sharing it!

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